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How Do Agents get Licensed to sell Medicare?



Medicare is always a hot topic of debate for the wiser among us who are are going to be aging in to Medicare with in the next few years. Every year we all get older, so every year there are people ageing in to Medicare who are learning for the first time what a Medicare has parts A, B, C and D. They start to ask question like "Well what the heck even is a Medicare Supplement plan do I need it when I already have Medicare? " You can bet It is always a stressful time for them and who can blame them, a mistake picking the wrong plan could be devastating for them. This is where you come in a person who has taken the time to learn how to navigate the complex world of health insurance and take that stress right off their shoulders. You could do this because you are a licensed health agent who takes the time to learn about each product they represent and goes above and beyond to make sure the client needs are met first before yours.


You can make a difference and get paid at the same time, helping people find the correct coverage that fits there life by being their Medicare Guru. if this sounds like you than to start, we need to do a bit of training in order to better serve our clients and make sure they receive the coverage the deserve and have worked so hard for.


Licenses needed to Sell Medicare Plans?


To get appointed to sell Medicare products you'll generally need a health Insurance license for your current sate of residence. If you want to sell outside of your sate of residence you still need to have taken your health insurance licenses exam for your sate of residence and than you can apply for new appoints in other sates.


The instructions for how to get a health insurance licensed in your current state can be found at The National Insurance Producer Registry (NIPR) also provides a list of all state reequipments for getting appointed.


Next we Need to get our AHIP done and the process for America's Health Insurance Plans (AHIP) certification is an important one that helps protect seniors and reward agents who do things the right way. This includes completing necessary paperwork, passing background checks, following strict ethical standards in order to be certified as a Medicare specialist.


AHIP and FWA certifications


The annual requirement of the Centers for Medicare and Medicaid Services (CMS) is part of being a Medicare agents. Agents who are new to Medicare need to take this updated test annually in order get a licenses from CMS.


AHIP Medicare training covers: Eligibility basics, Available benefits and Options for prescription drug coverage, Marketing regulations compliance. The test costs $175 in which you get three attempts to pass, if you interested in getting a discount link, give us a call or shoot us an email.


FWA is designed to give you the knowledge you need to spot Medicare fraud, abuse and waste. The course is going to go over why fraud is wrong, how to spot it and the human cost on the client for these kinds of actions. You get this in the same place as you are taking your AHIP, so no need sign up for another test it should be in your AHIP portal when you go to start the AHIP course and test.


Carrier Specific Certification


Once you're licensed, you'll need to contract with a Medicare insurance carriers to sell their products. This process is also called "getting appointed." You can now set an meeting with us HERE, if you would like to get contracted with one of our carriers that we represent and have completed all the steps listed above.


You should keep in mind that after your approved to sell with us we will we submit your contracting paperwork with a the carrier right away or if you are going it alone you should expect the processing and background checks to take about seven or ten business days. You should keep in mind that the turnaround time can be anywhere from four-six weeks if open enrollment is approaching many agents are trying to get in last minute so it could be longer!


We Hope this Helps


The goal of this article is to lay out a clear and concise path for how anyone can become a Medicare agent in the US. If you need more help or have other questions please email nramentol@pnrinsurance.net or you can give us a call at 813-442-4179!







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